Are you struggling to find a loan? Our experienced bad credit loans team assists people who have a poor credit file find the right funding.

Have you been turned down by a traditional lender in the past? If you are finding it hard to get a loan, we can help with our bad credit loan options. We are experienced in assisting Perth people with bad credit files. We will work with your situation to find you the right solution!

If you find yourself needing money, but your salary day still seems far away, you can apply for our online short term pay day loans here. Once approved, you can get the funds into your bank account, your Gcash card or in cash just a few hours after you apply. Many people use our online Mactan loans to handle unexpected bills, emergency expenses or home repairs. Jak Loans in Lapu Lapu Mactan come with all the best features.

Types of Loans in the Philippines

You can take advantage of different types of loans in the Philippines, depending on your purpose. These include personal loan Philippines, emergency loans, business loans, auto loans, and home loans. Each loan Philippines comes with different requirements, payment terms, and interest rates.

  • Personal Loan – a multi-purpose loan you can borrow from banks, and comes with two types – secured and unsecured.
  • Emergency Loan – offers quick cash during calamities, sudden hospitalization, accidents, and other unexpected expenses.
  • Business Loan – available for entrepreneurs who want to raise a capital or grow their business.
  • Auto Loan – acquire credits from banks to buy a vehicle without total amount payment upfront.
  • Housing Loan – get your dream house without paying the whole amount upfront.

Our Benefits

  • 3-minute online application form
  • Instant decision
  • Same day funding
  • High approval rate for people with poor credit
  • Flexible repayments
  • No co-maker needed for loans under 2500 pesos
  • Friendly and professional service
  • Low interest rates

Bad credit loans can help:

  • Avoid bankruptcy
  • Pay off defaults
  • Cover tax debt
  • Cover expenses
  • Pay off overdue debts
  • And more…

Our team has experience working with clients that have been rejected by a traditional lender. If you have a poor or bad credit file and are struggling to find a loan, contact Bad Credit Loans and get fast bad credit loans in Perth as you need it!


  • 1 Valid ID
  • Barangay Clearance
  • Sketch Map Of Your Home
  • 50 Pesos Processing Fee
  • 1 Valid ID
  • Barangay Clearance
  • Sketch Map Of Your Home
  • 100 Pesos Processing Fee
  • Co-Maker
  • 1 Valid ID
  • Barangay Clearance
  • Sketch Map Of Your Home
  • 150 Pesos Processing Fee
  • Proof Of Income
  • Co-Maker

Fast loan

One of the most popular bank lending programs is a fast loan. It is a good opportunity for individuals to quickly get money for consumer needs. In search of a bank for lending, citizens are looking for low interest rates of a loan. That’s why we have created a loan rating, which is sorted by the level of the real interest rate and the size of the overpayment. The real lending rate includes a nominal rate and a one-time monthly fee.